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Getting you on the Property Ladder
Buying a home can be daunting, but we are here to guide you every step of the way

So Why Buy New?

Deciding to buy your first property is daunting, but that’s where buying a new home as your first has many advantages. From the support you will receive from our team throughout the whole process to the reassurance that when you move in there won’t be any surprise maintenance costs as everything is covered by our warranties.

We have put together a guide on buying your first home to give you some hints and tips on getting you moving.

Top Reasons for buying new
Here's something to think about

Are you Ready?

Your affordability

There are many factors to consider when buying a new home; from the initial deposit along with legal fees and moving costs to monthly outgoings including mortgage repayments and running costs.

Your own personal circumstances will determine how much deposit you will need and how much you can borrow; the government Help To Buy scheme aims to help first time buyers onto the property ladder with just a 5% deposit being required.

Time to talk Mortgages!

As a first purchase it is likely you will be looking to buy with a mortgage, there is a mass of providers and rates available and an Independent Financial Advisor (IFA) will be able to advise you of the product most suited to your circumstances.

Your monthly payments will depend on several factors; the amount you borrow, the term and the interest rate, there are also various ways of paying off your mortgage and again an IFA will advise you on which type of loan is most suitable for you.

We have put some indicative information together for you below on some of the different mortgage options available. However, for more information and advice on mortgages please get in touch and we can arrange for you to speak with our recommended IFA who can provide you with expert advice and guidance, specifically tailored to your needs.

NB. It is very important that you can afford to pay your mortgage every month.

What types of Mortgages are there?

What next?

Once we have established your affordability, we can help you to choose your first home from Stonebond.  Our developments are in prime locations across Essex and Hertfordshire for great access to transport, amenities, culture and leisure, whilst each of our new homes is designed with close attention to detail for modern living and finished to the highest specification.

With interest rates at an all time low, and the government’s Stamp Duty holiday, it is a great time to get onto the property ladder.

Help to Buy: Equity Loan

As a first time buyer, you are entitled to benefit from the Government’s Help to Buy Scheme where you only need a 5% deposit and a 75% mortgage – with a 20% loan from the government which is interest free for five years.

Speak to our sales consultants for more information.

Ready to find your first home?

Take a look at our buyers guide to help get you moving!

Register your interest

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